Aaron is now recognized within the insurance industry as one of the foremost experts in no medical exam life insurance and has played an integral role in the development of these products for insurance companies in this market.
Apply for life insurance was confusing at first because of the different qualifications. However I applied for an insurance that was able to meet my needs. It was a easy process and the turn around time from an agent was very quick.
Jan 1st, 2021
Jason Wilfong
Verified
Quick and easy. Just the way I like it.
Dec 30th, 2020
Brian Gray
Verified
It was super easy and to apply.
Dec 28th, 2020
Mike Litwiller
Verified
great service and stuff
Dec 24th, 2020
Anthony Fuller
Verified
Very straightforward application process
Dec 23rd, 2020
Alyssa Doot
Verified
Working with Taylor was a breeze! He made something that seems so complicated seem so straight forward, I’m really grateful for his help.
Dec 23rd, 2020
Tammy Jackson
Verified
Jennifer, was excellent at the question I were needing help with. She was friendly, nice, an a huge relief. I will pass on her information to some more senior’s in need of help with insurance. Thank you for being so kind a helpful. Tammy Jackson
Dec 22nd, 2020
Anook Neal
Verified
Very easy, painless process!
Dec 19th, 2020
Brenda Hagemann
Verified
Aaron Udel was very helpful and had all the information I needed. He was also very professional. I would recommend to anyone looking to buy insurance. He made it much easy for me to decide.
Dec 17th, 2020
Billy Ross
Verified
Very Happy with the policy and the over all experience.
Dec 16th, 2020
Michelle Charles
Verified
professional and informative
Dec 15th, 2020
Angela Williams
Verified
Nikki was very helpful and explained the entire process. She made the experience of shopping for insurance manageable and not pressured or stressful
Dec 14th, 2020
Camilla Senteneri
Verified
Aaron was absolutely wonderful to work with! He took the time to answer all my questions and made the process so smooth.
I am very happy I took the time to answer the call from him! A definite asset to your company!
Dec 12th, 2020
Ayanna Coleman
Verified
My agent Jenn Plisch was essential to me finishing my process on time to close my loan. She was super professional and answered all of my emails in a timely manner. I will definitely recommend true lie to my colleagues.
This policy qualifies you based on a medical exam performed by a physician.
This policy qualifies you based on a medical exam performed by a physician.
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Exam Required
This policy qualifies you based on a medical exam performed by a physician.
No Medical Exam
Policies that do not require a medical exam in order to apply. Companies rely on pharmacy records and other public reports to determine approvals. Some applicants may require a health exam and/or additional information.
Unlike traditional policies, a medical exam may not be required to apply for these life insurance plans.
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No Medical Exam
Policies that do not require a medical exam in order to apply. Companies rely on pharmacy records and other public reports to determine approvals. Some applicants may require a health exam and/or additional information.
Living Benefits
Policies that include critical and chronic illness riders that allow the insured to access the death benefit for medical care and expenses.
Free riders that allow you to withdraw from your death benefit in the case of disability or illness.
A type of permanent policy that allows flexible premium payments and contains a cash account that earns interest.
Return of Premium
Policies that repay all the premiums paid into the policy after completion of the term. Ex. After a 20 year term policies ends, all premiums are paid back to the insured.
These policies return all of the premiums paid after the term of the policy has been reached.
Policies that repay all the premiums paid into the policy after completion of the term. Ex. After a 20 year term policies ends, all premiums are paid back to the insured.
Guaranteed Issue
Policies that do not have any health questions and are guaranteed acceptance.
Guaranteed acceptance whole life policies that have no health questions or requirements.
Polices that have their full applications online. No agent interaction needed.
Modified Benefit
Polices that for the first couple years are Accidental Death Benefit policies. If the insured passes within the first two years due to natural causes, the benefit is a return of all premium paid, plus interest.
Policies pay an increasing percentage of the death benefit over the first 3 years.
Polices that for the first couple years are Accidental Death Benefit policies. If the insured passes within the first two years due to natural causes, the benefit is a return of all premium paid, plus interest.
Graded Benefit
Polices that for the first couple years are Accidental Death Benefit policies. If the insured passes within the first two years due to natural causes, the benefit is a return of all premium paid, plus interest.
Policies have a waiting period of 24 months before the death benefit is paid to beneficiaries.
Polices that for the first couple years are Accidental Death Benefit policies. If the insured passes within the first two years due to natural causes, the benefit is a return of all premium paid, plus interest.
Whole Life
A type of permanent policy that may build up a cash value.
A policy that lasts your whole life and builds up cash value until the maturity date, typically age 100.
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Whole Life
A type of permanent policy that may build up a cash value.
Accidental Life
Accidental death is the fourth-leading cause of death in the U.S., and #1 for people ages 25 to 44. Accidental policies do not cover death by illness. These policies have no health questions, and enrollment takes just minutes. An accidental life insurance policy is a popular addition to a traditional life insurance policy that also covers death by illness (natural causes).
Policies that cover death by accident, not illness. These policies have no health questions.
Accidental death is the fourth-leading cause of death in the U.S., and #1 for people ages 25 to 44. Accidental policies do not cover death by illness. These policies have no health questions, and enrollment takes just minutes. An accidental life insurance policy is a popular addition to a traditional life insurance policy that also covers death by illness (natural causes).
Accelerated Underwriting
For those in excellent health, the medical exam requirement is often waived and policies are issued within 48 hours. To qualify for accelerated underwriting, the customer must qualify for one of the top two health classes. This includes applicants who are in excellent health, take few medications, and have a good credit history (typically above 700).
Policies that waive the medical exam requirement for those with excellent credit and health history.
For those in excellent health, the medical exam requirement is often waived and policies are issued within 48 hours. To qualify for accelerated underwriting, the customer must qualify for one of the top two health classes. This includes applicants who are in excellent health, take few medications, and have a good credit history (typically above 700).